Terms & Conditions

Intellectual Property Rights

All content on this Website (text, images, logos, graphics, videos) is owned by ThreeTrees Retirement Partners and protected by copyright, trademark, and intellectual property laws. You may not:

• Copy, reproduce, or distribute our content without permission
• Use our materials for commercial purposes
• Modify or create derivative works
• Remove copyright or proprietary notices

User Representations

By using this Website, you represent that:

• You are at least 18 years old
• You have the legal capacity to enter into these Terms
• Your use complies with all applicable laws
• Information you provide is accurate and current

Prohibited Activities

You may not use this Website to:

• Engage in unlawful purposes or activities
• Transmit unsolicited commercial communications (spam)
• Impersonate any person or entity
• Upload viruses or malicious code
• Attempt to gain unauthorized access to our systems
• Scrape or harvest data without our written consent
• Interfere with the proper operation of the Website

Investment Disclaimer

The information provided on this Website is for informational and educational purposes only and does not constitute investment, tax, or legal advice. Past performance does not guarantee future results. All investments involve risk, including the possible loss of principal.

The ThreeTrees Framework and Triple Shield are proprietary planning methodologies and do not guarantee investment results. Please consult with a qualified professional before making any financial decisions.

Investment advisory services are offered through Altitude Capital Management, a Registered Investment Advisor. Registration does not imply a certain level of skill or training.

Third-Party Links

Our Website may contain links to third-party websites or services. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

Limitation of Liability

To the maximum extent permitted by law, ThreeTrees Retirement Partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, this Website or its content.

Disclaimer of Warranties

This Website is provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. We do not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Michigan, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Michigan.

Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the Website after any changes constitutes your acceptance of the new Terms. We encourage you to review these Terms periodically.